About New York Life

Founded in 1845, New York Life is a mutual company, which means the management team has one overriding objective: to serve the needs and priorities of the policyholders. Unlike a stock company, which must weigh the interests of policyowners against the short–term expectations of shareholders, New York Life's only interest is the financial well being of its policyholders.

Today, New York Life is the largest mutual life insurance company in the United States.*

New York Life answers only to the families they serve.  They are not subject to the pressures of shareholders and do not have to take aggressive risks to meet Wall Street’s expectations.

Financial Strength: Promises Kept

It all begins with financial strength, which allows them to meet their future obligations to policyholders. New York Life Insurance Company and New York Life Insurance and Annuity Corporation (NYLIAC) have received the highest ratings for financial strength currently awarded to any life insurer by all four major ratings agencies.**


*Based on revenue as reported by “Fortune 500, Ranked within Industries, Insurance: Life, Health (Mutual),” Fortune magazine, May 5, 2011. See www.money.cnn.com/magazines/fortune for methodology

**Source: Individual third party ratings reports as of8/23/11. Moody’s, Aaa; A.M.Best, A++; Fitch, AAA; and Standard and Poor’s , AA+.




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